Tuesday, August 2, 2011

Rash Guard Water Sports | Riveted Pictures

Women?s rash guards are becoming more popular as women find the need to protect themselves from sunburn and become more involved in outdoor recreational activities. Today we can see woman are participating into several types of water sports like surfing, wake boarding, windsurfing, water skiing, scuba diving, swimming and kayaking etc. As women and girls explore their active lifestyles they are discovering the value of the rash guard shirt for much of the same reasons as men. It really makes sense to have a sun and rash protection by using stylish, durable and affordable material. These smart women are wearing rash guards that they buy in surf shops, at sporting events, and now even in department stores. Rashguards for women are being sold more conveniently than ever. Wearing such great protective products is really something women must deserve for their protection. The variety of styles like long sleeves, short sleeves and feminine cap sleeve in rash guard shirts makes them a stylish product for women and young girls with freedom of movement as well. When these girls and women?s rashguards get wet they droop and might make a lady uncomfortable as the garment becomes form fitting. In this case they can prefer loose fit rash guard for women which not only let the extra material adjust properly but also give all other benefits of regular rashguards. Some women want to buy Roxy brand which have a logo and available in variety of designs at higher cost. rash guard Men?s rashguards are great for lots of activities men want to participate in. During men?s recreational activities like mma, martial arts, water sports, surfing and scuba diving they require rashgaurd shirt to protect themselves against troublesome rash. Rash guards can be used to avoid sunburn as they can block the harmful ultraviolet sun rays. Rash guards are available in a variety of colors, designs, thickness and shapes. Some men prefer to get short sleeves some like long sleeve. With short sleeve you can enjoy maximum movement and freedom while long sleeve protect your arms against sunburn. There are a wide range of colors available, but the most popular ones are the blue and black styles. Some like to get logo imprinted rashguards while some like blank simple shirts. Men can get rash guard in various thicknesses to make them durable during the rigorous activities. Kids rash guards are great for children as they can enjoy beach or swimming games with no fear of sunburn. The perfect fabric composition of Kids rash guards created by using nylon and lycra makes parents relaxed about the protection of their children against the negative impact of sunburn to their children. Whether it be swimming lessons, summer camps, family vacations or trips to the beach, kids and toddlers need rashguards for safety. We can see children participating in swimming activities with their swim shirts on as they come with their parents fully prepared to avoid sunburn. The beaches are packed with young children wearing rash guards as they go out body boarding and surfing, which by the way is another great use for them. They used to wear performance apparel products under wet suit so they can get rash protection in a better way. Sometimes they go surfing in just the rashguard by itself, as they are actually quite comfortable to surf in and look cool when you ride waves in them. On beach if children go for surfing with their rashguard their parents will have no problem in spotting them easily. You should use long sleeve rash guards if you need extra protection for your arm. The sun becomes extremely harsh in certain tropical areas, and if you are traveling on surf trips to the tropics a long sleeve style is going to benefit you. Long sleeves not only help you protect against sunburn but also against environmental elements you are not used to live in foreign areas. Such long sleeves rash guard can protect you against the harmful influence of mosquitoes usually get aggressive in tropical areas. The Short Sleeve rash guards are best if you need to move flexibly as you do in T-shirts while protecting the body against sun and rash properly. Some people want their arms exposed to external environmental with no extra protection. Most of them like shorter sleeve as they are available in various brands and at cheaper rates. Surfers like the shorter sleeve most for getting maximum arm freedom. Loose Fit rash guards are a new trend, particularly favored by women who are modest and don?t want the form fitting style that hugs the body. Some people want to wear loose fitting swim shirts so athletic fit are not considered comfortable for them. Some women are significantly larger and overweight and obviously don?t feel good in a tight lycra and nylon shirt, so these loose fit versions of the rashguards are becoming a popular product. Some men are also interested to get loose fitting style to avoid formal attitude in there attrite. All that applies for the women here probably also applies to men. You can found loose fit rashguard at selected stores and because of having special material in their production these products carry higher price tag. The top brands in the rash guard industry include Body Glove, Billabong, O?Neill, Roxy, and Quicksilver. These brands are common among population and offer highest quality. People are interested to know the top brands so they can get quality product. However, what people don?t know is whether or not these manufacturers have their products made overseas or if they are made here in the United States. Rash guards made in the United States are always better in quality and more reliable in terms of the durability and sun protection factor. Since the body boarding have become a sport the company of Body Glove is here in this field. Before they were confined to the making of swim wear, bathing suits and beach apparel but now moved on to rashguards as well. This company has always been there with its high quality products in various items. rash guards Billabong is a big name in surfing industry. Along with making wetsuits, surf clothing and surfing accessories now Billabong is making rash guards as well. Billabong brand apparel and products are preferred by a majority of surfers who like it for its unmatchable quality. O?Neill is one of the leaders in the wetsuit manufacturer space, and has a great line of very reliable surf rash guards. You can get O?Neill products at swim stores, fitness outlet, local surf shop and sporting stores easily. Most of the young girls and women like to buy its products to have stylish look in their outfit. Roxy is a special brand female including women and young girls and is subsidiary of Quiksilver. They present a great collection in sports apparel and beach style clothing for women and young girls. The special thing liked about Roxy rash guards is their style and fashion. Roxy is particularly preferred by young generation during their online or surf shopping. Roxy can be found on almost every surf shop. The Roxy brand is sported by majority of women today. You can get further detail about Rash guard brands from the representative present on local or online stores. You can get the desired brand and color for your rashguard online by searching through google but don?t get scammed by those selling the rash guards not manufactured in US and carry poor quality.

Source: http://www.rivetedpictures.com/riveted-pictures/rash-guard-water-sports

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Monday, August 1, 2011

Jasper's Franchise Ltd Announces the Top 4 Reasons ... - Business News

Sunday, July 31st, 2011 at 8:00 pm ?

(PRWEB) July 31, 2011

According to a recent survey from "New Business" magazine, more than 30% of the UK?s working population have a desire to start their own businesses. Yet 49% of these have no immediate plans to embark upon that dream, with only 14% claiming this year is a better time than last to take the plunge.

In the end, it is estimated that only 5.9% of all those people that want to start their own business will actually take the leap into self employment. So what is it that?s stopping people and how can we remove the barriers? Nathan Siekierski of Jasper's Franchise Ltd believes franchising has the answers:

Nathan says: "I?ve been there. Starting a business from scratch is a significant risk and commitment, but there is an alternative way. If we look at the top four reasons why people don?t start their own business, we find that, in each of these reasons, franchising can remove the barriers."

The top four areas are:

1. Money

The most common reason that people don't or can't start a business is cash ? or lack of it. Without the necessary start-up capital, many great business ideas never get off the ground.

Nathan says: "An experienced franchisor will have good relationships with top lending institutions because of the proven success of their franchise model. There are 897 different franchise systems in the UK ? everything from a few thousand pounds investment to millions of pounds. Financing a new franchise is something a franchisor can help and advise with, and the banks much prefer a solid, proven franchise over an independent start-up."

2. Security

The thought of losing the security of a steady income and benefits keeps many would-be entrepreneurs in the corporate world.

Nathan says: "Having a franchise puts someone in charge of their own ship in a fleet. They are no longer just an employee at the mercy of managers, HR departments or efficiency savings. Job security these days is not what it was, yet even in tough times, good franchise models are thriving. Since 2006, the sector?s turnover, and number of franchise systems, have both grown by 15%, despite a UK GDP growth rate of only 9.4% in the same period."

3. Competition

Ideas of "building a better mousetrap" can bring out the entrepreneurial spirit in some. Others may find their idea already exists and they?re not sure how they can differentiate themselves or successfully compete in the same market. Therefore they quickly give up on an idea.

Nathan says: "There is no race if there is no competition. A proven franchise model should be at the cutting edge of the market, outperforming the competition. A franchisee invests in proven business systems that put them ahead of the competition. It?s no wonder that in a recent British Franchise Association survey, four out of five surveyed say being part of the franchise model offers them a competitive advantage over similar businesses that aren?t."

4. Lack of Ideas

Some people want to be their own boss but haven't a clue what to do. This leads to confusion, fear and ultimately giving up on a business dream.

But as Nathan says: "It?s not good ideas that make a business successful, it?s the application and people that count. That?s what franchising is all about ? taking a proven product or service and following a successful franchise model that is working in all parts of the UK."

Nathan advises that the first step for those interested in running their own franchise should be to think about their skills and interests, and the kind of investment they?re comfortable making. Then they should look for franchisors that, like Jasper?s, are members of the British Franchise Association (BFA), have Investor In People status and have good relationships the banks. Then go on Discovery Sessions and get talking to existing franchisees.

Above all, Nathan says: "Remember, we only have one life! So whilst we?re here we should chase and live our dreams."

About Jasper?s Franchise Ltd

Nathan Siekierski is the founder and owner of Jasper?s Corporate Catering ? providing office catering for business events as well as vending and workplace canteens. Jasper?s Corporate Catering now has 10 franchises across the UK, with more planned. Visit http://www.jaspers-franchise.co.uk

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Source: http://prbusinessnews.com/2011/07/31/jaspers-franchise-ltd-announces-the-top-4-reasons-why-people-dont-start-their-own-business-and-how-to-overcome-them/

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7 Crazy Reasons Why People Get Their Auto ... - Cheap Car Insurance

Most people think that the only ways that you could get dropped from your auto insurance policy would be to have a DUI arrest or conviction, have gotten too many traffic citations, or have been involved in too many accidents. However, there are many cases all around the United States where insurance policy holders are dropped for seemingly trivial reasons. Here are a few examples of crazy reasons why people have had their car insurance policies canceled.

1. Excessive Moose Collisions

A woman from New Hampshire ended up having her insurance coverage canceled thanks to two separate incidents involving moose. She hit a moose twice in the span of ten years and her auto insurance company said that the number of accidents that she had been involved in was too excessive. In all fairness, if you hit a moose it is not because you are a risky driver, sometimes you just take a corner late at night and a moose is just there. This is a 1,600 pound animal and hitting it does cause a lot of damage but it is very hard to even swerve to avoid a collision without hitting something and injuring yourself or someone else.

2. Just Married

Another woman got her car insurance terminated because she got married. Now, men could probably use this as an excuse to not take that long walk down the aisle but it does not happen all the time. The reason behind this is when you get married to someone; they bring additional risk to your auto insurance coverage. The combined credit risk that is involved equates to the factors that are used by the underwriters to determine if you are insurable and should be written an insurance policy. The husband that she married had a few accidents on his driving record and coupled with them having bad credit, their auto insurer said ?See ya!?

3. Broken Windshield

One Cracked Windshieldman actually was dropped for insurance claims that he filed due to a broken windshield. The guy must have been asking for it by having probably a dozen cracked windshields in a month right? Wrong. The man had two, count them two cracked windshields in a 30 day period. Now, cracked windshields do not break the bank to fix, so if you live near a school, baseball field, or golf course then you may want to move or park your vehicle in a garage.

4. Stationary Accidents

Another car-in-parking-stall woman was dropped from her car insurance provider because her car was hit while it was not moving on two separate occasions. Now, risk is one thing, but if your car is not being driven then why should an insurer be able to drop you when someone else hit you? Why would you even be considered to be a risk to insure when you were not even near your car and could not avoid the collision happening in the first place? The person was unlucky but not everyone gambles and wins every single time and insurers should know that and not punish someone for unforeseen circumstances.

5. Identity Theft

One Identity TheftCalifornia woman had her auto insurance canceled due to identity theft. A female identity thief used her checking account information to fraudulent open an auto insurance account with another insurance provider and then she did not ever pay the premiums again. This led to the woman being dropped from her insurance provider because someone else stole her information and had not paid the premiums on time each month.

6. Accidents Over the Long Term

A Very old carman who filed claims for three very minor fender benders over a period of 15 years ended up being dumped from his auto insurance company. The damage totaled less than $5000 in all three accidents yet he was deemed to be too big of a risk to insure. Most people would agree that cancelling under such conditions is a bit absurd.

7. Bounced Checks

Finally, Signing a Checka man in Maine had his insurance policy canceled because he let his premium checks bounce two times in two years. The auto insurance company said that lack of payment was taken into consideration and that they could no longer underwrite a policy for him with their insurance company. It would have been much simpler for them to simply collect payment from the customer, and not only recover the customer, but prevented them from sharing their poor experience with others.

It seems as though car insurance policies have become increasingly difficult for drivers to secure for the long term, which is now due much in part to auto insurance fraud and other issues. There are millions of vehicles on the road and sadly accidents happen every single day. It is important for people that have been told that their car insurance is being canceled because they need to purchase a policy through another provider before the cancellation is completed.

Receiving an insurance policy cancellation letter is no fun. Once a person has their car insurance policy canceled, it is not just a headache that they face; they will also face massive insurance premium hikes. Auto insurance companies are not really ?independent? in the sense of the word. They all can access the same information about each driver that applies for an insurance policy through their company. If say Insurance-Company-A sees that Insurance-Company-B has canceled a driver?s insurance policy then they will get suspicious and will be less likely to underwrite a policy. The auto insurance company that does in fact underwrite an insurance policy for that same driver, could end up charging the driver two or three times more money each month for their insurance premiums.

Drivers need to understand that auto insurance is almost becoming a privilege for people to have so it is important to know that auto insurance policies can be canceled for even the smallest reasons. Before filing an insurance claim, think twice about it and ask yourself do you really need to file that claim or can you afford to pay out of pocket and save yourself some headaches down the road.

[If you know of any other crazy reasons for policy cancellations, please add it in the comments below.]

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Source: http://www.cheapcarinsurance.net/7-crazy-reasons-why-people-get-their-auto-insurance-policies-canceled/

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Unconventional - Aepiphanni Business Consulting

Unconventional Building If you wanted to have a home built in a new neighborhood, and wanted it to stand out so that people ? neighbors, friends and family ? might be attracted to it, you might find or seek out ways to distinguish the house from all others on the block while appealing to their interests and tastes.? You might even want to look at what their homes look like or ask them, directly, what they might be interested in.? Additionally, you might make it with extra guest rooms, a game room, a kitchen and dining room that could accommodate the additional guests.

Once you?ve gotten an idea of what you want to do, you would approach an architect ? someone who could help you put your ideas on paper so you could begin planning how much you intend to spend in order to make the house meet the needs of your interests.

In the same way, business growth should be planned out.? Unlike a home, you have to think in terms of the changing nature of businesses.? Nevertheless, you will still face the following questions:

a) How can you build it so it will stand out
b) How can the company accommodate the number of clients you wish to serve?
c)? How can your company address the needs of your target market in a way that isn?t ?business as usual? for your clients?
d)? How much will it cost?
e)? Are the outcomes greater than the cost??

In the same manner you would use an architect to design your home, you would use a business architect to help you design your business.

By taking the time to design the company differently ? taking into consideration your market, their interests and expectations in addition to planning for the growth you expect, you are essentially planning for growth and success.? Growth and success DO NOT HAPPEN BY ACCIDENT!? They do require planning.? Making a dent in your marketplace, however, will require that you seek to become unconventional.

Unfortunately, there aren?t six clear steps to becoming unconventional.? Unconventional starts with ideas that are planted, nurtured and grown.? Here are some stepping off points for you:

1) Observe your target market. Sometimes they have needs they don?t even realize because no one is meeting those needs or not meeting them in a way that is either sustainable or addresses the complete problem.?
2) Look at how that gap has been addressed in the past, how similar industries might currently address a similar problem or challenge and ASK people what they would like to see as a result of the challenge they have.? ?I love listening to my discman (a portable CD player that came with headphones) but my CD?s are always getting messed up.?? Ah-ha!? You need digital music!? Entry ? the iPod!
3) Determine ways how YOUR company can address the problem for YOUR target market.? One of the challenges developing nations experienced was that while they were able to get cell phones, there was not enough infrastructure for them to plug them in and recharge them.? Odd, I think.
4) Consider what skills, education Or resources you are going to need to fill the need you?ve uncovered.

Unconventional is not necessarily linked to a product or service in the typical sense?it could be in your customer service, the style of your dress or decor, the level of service, etc.

Watch and learn from the world around you.? Constantly learn from everything you see.? Write things down.? Build an extraordinary business.? Be unconventional.

Aepiphanni Business Consulting: The Business Strategy People is an Operations Management and Business Strategy Consulting Firm dedicated to serving the needs of small to medium sized business leaders. We specialize in helping leaders create extraordinary businesses.?

We welcome clients in the personal and professional services industries, including Creative and Design Services, Software & IT Services, Professional Services and Specialty Consumer Services.? As always, we welcome your comments, thoughts, questions and suggestions.?

If you are seeking a business assessment, or have further questions about creating your strategy or developing your vision, please give me, Rick Meekins, a call at 678-265-3908, or email us at [email?protected].

Source: http://www.aepiphanni.com/resources/blog/unconventional-extraordinary-business/

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